DETAIL SOFTWARE SPECIFICATION OF MaxiSoftCB™
SOFTWARE ARCHITECTURE
• Client –Server Architecture with GIU Front end that interacts.
• Built on secured Database Platform, Cost is built with the package
• Multi-User and Multi-Tasking
• Accepts up-to 250 workstations per Branch license, the number of workstations are limited by Server and Network Infrastructures, no license is required for database engine.
• Upgrade is downloadable from websites and on CD (Optional), Upgrades is formatted to auto configure the workstations and the database on the server linked by a unique id.
• Exportable reports in Nine (9) formats Ms-word, Excel, Snap Shot, HTML, Text File, Efass, XML, XSL, SQL *****(Please Note that Efass Module is not bounded with DSS software which CBN will provide free and J2SDK which is a third proprietary java software)
CUSTOMER INFORMATION SYSTEM
• Institutional Type.
• Detail Customer Database.
• Auto Dormant Account & Mgt
• Customizable Statement of Account & emailing in several formats, allows 2 types of
Statement formats, and user can setup other parameters.
• Flexible parameters & Criteria settings i.e. Dormancy period, minimum savings deposit,
COT, Interest Rate etc.
• Account Tracking
• Mandate Pix & Signature Check
• On-Line Global Balance
• Auto Cheque Clearing
CREDIT & TREASURY MGT.
• Comprehensive Credit Appraisal Module
• Portfolio Tracking.
• Debit Interest on per Account Basis
• Flexible Debit interest Application on Flat or Reducing Balances per Account.
• Auto Suspend Interest on non performing loans and advances (User definable but CBN
Compliance).
• Auto tracking credit approval with Categorization (i.e. Performing, Due for Payment,
Sub-standard, Doubtful and Lost according to the Prudential Guideline.)
• 5 Credit Finance Tools including
1. Amortization
2. Future Investment Value evaluator
3. Rate Evaluator
4. Actual Interest Evaluator
5. Quick Balance Confirm
• On-line Account Balance check.
• Allow setting of Minimum Balances for Savings Account.
• Great Term/Fixed Deposit Module with following features
1. Automated generation of letter of Offer
2. Freeze debit entries until maturity of investment
3. Flexibility in Interest payment upfront or at Maturity
4. Auto transfer of Interest on Investment to a pre-specified Account
5. Allows penalty specification for termination before maturity
6. Auto Compute 10% WHT and update the GL appropriately
7. Auto Set Investment into maturity on due date
• On-line Credit authorization & reporting
• Flexible and secured Automated Fund Transfer Module and Tracking, The automated
Fund transfer is detailed and reduces paper work on account transfers and manual entries.
• Fantastic Dormant Account Management with the following features
1. Flexible Dormant Account Period.
2. Auto set account to Dormant, using the user pre-defined dormant account period
3. Allow Dormant Account Status Report
4. Allows Dormant Accounts Balances for each Product
5. Allow manual activation of dormant account
6. Prevent transactions of dormant account until reactivated.
• Flexible Product Setup, allowing over 8000 products per each types of Account with
Pre-set criteria based on the product designs i.e. you can have as many as 8000 variant
of Current Account, 8000 variant of savings account etc.
• Cash and Treasury Management
• Bulk Posting and Journal Entries Tracker.
• 15 Credit and Deposit Mgt & CBN Reports
• Flexible EFCC Money Laundering Reporting
GL ACCOUNTING
• User friendly Entry Journal
• Auto flow of Customer Transactions to GL
• Two way data flow.
• Expandable & Customizable Chat of Accounts.
• Depreciation.
• Budgeting
• Crystal Clear and publishable Balance Sheet, Trial Balance, Profit & Loss Account, CBN =Schedule of Assets and Liabilities, (41 reports), etc.
• Bank Reconciliation
• Fixed Assets Management Window
PERSONNEL MANAGEMENT
• Global Module.
• Query and Commendations
• Personnel Appraisal.
• Salaries & emolument (Pay Slips & Schedules)
• Personnel personalized Cabal
• Personnel Bio-data global viewer
• Auto flow of personnel data into GL CBN Schedule of Assets and Liabilities.
GENERAL SPECIFICATION
Complete Customer Database Management System interfaced with Accounts
On-Line Real time Mandate Check
Online Real time operation with more than 200 workstations per branch (Not Limited)
Easy to use Management Accounting Module
Great Credit Management system with detailed loan portfolio management
Human and Personnel Management Module
Fantastic Treasury and Management Module
100% Automated Transaction
One-click CBN and Management Reporting
Amortization and Credit Appraisal Module
Multi-Layer Security System preventing unauthorized transactions
Customized and personalized customer statement of Accounts
Effective cash management and auto Cashier Balancing
Ms-Word, SQL and Efass Interface
Regulatory Body MFB Prudential Guideline compliance
Customizable
24 months Free Upgrade
Affordable at 30% of Actual value